Assessing the penetration of health insurance scheme in Nigeria
Abstract
Using a sample of 500 respondents comprising of the users and providers of medical services, this study assessed the level of penetration of National Health Insurance Scheme (NHIS) in Nigeria. The findings show that awareness, compliance and coverage of the scheme remains very low after 10 years of its implementation in Nigeria. This research opens a new wave of calls for regulatory innovations and legislative actions to address the penetration and coverage shortcomings that presently impede the workings of NHIS in Nigeria.
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